November 16, 2010 by admin · Comments Off
How do you know if you would even be able to use a email marketing list for your business? They’re not for everyone, after all. That’s what a good marketing list broker is for. If you find a marketing broker who is ethical, he is going to tell you exactly what you can expect from a marketing list. That honesty is going to tell you whether a marketing list really is the right choice for you or not. This is the kind of info you have to have as a business owner, because too many times you are fooled into either making a bad purchase or pursuing a bad strategy. A marketing list could be just what you need,in that it puts your message in front of a carefully tailored group of people, but a broker will tell you for sure.
November 16, 2010 by admin · Comments Off
When you are working to hire a new york magician for your kids party (and it is work), there is one way that you don’t want to take. You don’t want to take this way because it is a guarantee for failure. If you hire this kind of magician, and he comes to your party, you are destined for disappointment. There is one word you want to avoid like the plague, and that is “both”. As in “I am both a clown and a magician”. This means only one thing; that they can’t make a go of it as a magician alone. To entertain children with magic is not easy, and it takes determination and commitment to do it well. Finding a magician that fits this description is difficult, but worth the effort.
November 14, 2010 by admin · Comments Off
Organic baby powder has obvious benefits. Made with only organic or all natural ingredients, it will not cause any adverse reactions due to toxins or chemicals. There are, however, advantages you may not realize at first. Awful words such as pneumonia and granuloma come from the inhalation of talc powder. Guess what all the leading baby powders have in them? That’s right, talc. Talc is known to be related to asbestos, and is very harmful in the lungs. Don’t let your baby inhale this toxin. Organic baby powders, and especially usda certified organic skin care products have the far superior distinction of being made with at least 95% all organic ingredients, and the other 5% have to come from all natural products. If your baby powder does not measure up to that, you should reconsider.
Dishonesty bonds are great to have. If you know what a dishonesty bond is, then you know how great they are. If you have not, then let’s talk about them really quick. Dishonesty bonds offer a level of leverage that is just not available anywhere else. If you are in a position where you are exposed to liability from the possibility of theft from an employee, then you have the ability to be covered for up to 100,000.00 for as little as three hundred odd dollars. Can you imagine having that kind of security, where even if an employee stole 75,000.00 from you that you would have zero liability? You can. Now, what about bad credit? Doesn’t that preclude you from being able to get a dishonesty bond? Not so fast. Read on.
There are some really great surety bond companies out there now who are starting to see that this economy has hurt a lot of good people. They are willing to offer a second chance to people like this. If this is you, then you should take advantage of this opportunity while you have it. You have in front of you the chance to get back in the game. Get in, prove yourself over some time, and you can even get back to where you are able to get surety bonds and dishonesty bonds at normal prices just like everyone else.
Bad credit is everywhere these days, and if you are trying to get a contractor bond, then you know how tough it really is out there. You need a bond, but you are getting turned down everywhere you go. What can you do? You can’t get the work you need without a contractor bond, and you can’t get a contractor bond with your bad credit. That’s the worst catch 22 there is, and you are not alone in having that sinking feeling in the pit of your stomach. If you are tired of feeling afraid and rejected because you have hit tough times with your credit, then I have some great news for you. Read on, I’ll explain.
Surety bonds, including contractor bonds, work like a line of credit that is extended to you. You enter into an agreement with the surety bond company that says that if you screw up on a job, they will pay for it and you pay them back. This is where surety bonds depart from insurance as a definition. You don’t pay insurance claims back. Now, this is why good credit is such a big deal to surety bond companies, and why it has historically been so tough to get them if you have bad credit.
Now, the big change is that some surety bond companies are offering contractor bonds to people even if they have bad credit.
If you are on the fence about whether you should get a contractor bond or not, then you may not have all the information you need. Do you know how contractor bonds work? Do you know what industries they work best for? Do you know the limitations of what they cover and the powerful leverage in funds they offer? These are all questions you should answer for yourself in detail. I will offer some limited info on them in these few words, but spend some time with a qualified bond agent and learn all you need to.
First, contractor bonds are essentially a line of credit extended to you, but for the protection of the customer. If you mess up, the contractor bond company comes in and cleans up your mess. You then have to pay back the contractor bond company (which is why having good credit has always been so important in the bond industry). Simple, huh? So the first way a contractor bond makes you money is that it shows you as both professional and prepared in the eyes of your client. They are going to hire you rather than some yahoo showing up without one.
The second way is that it softens the risk liability you are exposed to. While you still have to pay the contractor bond company, it is them you owe instead of the client. Owing a client money because of some screw up is a really bad ideal.
What does a surety bond really do for you? If you are a contractor, you either have a surety bond, have applied for a surety bond, or have at least heard of a surety bond. But what can they do for you? This is a critical question for any contractor, and one you have to address carefully. Surety bonds might not even be the right choice for you at all.
You have to understand what a surety bond is in its essence before you can really make the most of its potential. Surety bonds have two primary actuating points: 1. Financial compensation and 2. Failure to perform. Where this comes in for you is that if you, as the contractor, fail to perform, the surety bond company comes in at that point and puts monetary compensation in place. You have to pay that back, of course, but it is there as protection for your client.
So how do you make the most of this for your company? Look at it from your client’s eyes. If they are looking at two different contractors, and one has a surety bond and the other does not, which one are they going to hire? Should they go with one that has protection put in place so that they are covered if you mess something up, or go with one that does not? The answer is pretty plain, so go get a surety bond.
November 11, 2010 by admin · Comments Off
If you own a house cleaning or commercial cleaning company, you may have heard about janitorial bonds. What are they, and what are they for? Should you get one? What will a janitorial bond do for you? Great questions, but now what? Read on, I’ll explain how a janitorial bond bight be all that stands between your company and great success.
Janitorial bonds, sometimes called housecleaning bonds, are a type of fidelity bond that is designed to protect a third party, your customer in this case. While their property is being cleaned by a janitorial service or house cleaner, you, their personal belongings need to be safeguarded against theft, and that is what a janitorial bond does for your company. Since it is voluntary, your client will know that you are taking that action to protect them. That can’t help but bring you more business.
If you own one of the following: janitorial service, carpet cleaning service, maid service or housecleaning service, a janitorial bond might just be for you. It is a voluntary bond, meaning that you take the initiative. Since it allows you to show your prospects that their belongings are safe, you look great.
Since the janitorial bond does not cover damage, a good general liability insurance policy is a good idea. There are a lot of consumers and companies who will insist that the service they hire have a cleaning service/janitorial bond in place to protect them against theft.
November 11, 2010 by admin · Comments Off
Surety bonds are very common in our society, but they are segmented enough in their own sections of life that you may not know some very important information about them; information that could cost you and your business a lot of money. More on that in a second, but first, let me ask you a question: what do you want out of your surety bond? If you have the wrong set of expectations from a surety bond, that could get you into a lot of trouble. With that said, let’s look at two things that just might save you a lot of money.
First, what exactly is a surety bond? Believe it or not, a lot of contractors buy surety bonds because they have to have them, and without ever really understanding what they really are. Here’s a great definition: “A Surety Bond is an agreement providing for monetary compensation should there be a failure to perform specified acts within a stated period.” The two elements in this definition that are important are 1. Monetary Compensation; and 2. Failure to Perform. This is where a surety bond operates, and where it will, or can, make you a lot of money. IF you don’t understand how it operates, how are you going to maximize what a surety bond can do for you? If you are not aware of what you are buying, you are going to get all you can out of a surety bond.
November 9, 2010 by admin · Comments Off
What is it about usda certified organic skin care products that draw women to them? Why should you consider carrying organic skin care products in your spa? Does it really make sense? Organic skin care products, and especially certified organic skin care products, have been on a steady rise for over a decade. What does that mean to you? If you own a spa and are looking to buy wholesale private label organic skin care you can not afford to ignore this rising tide, but how should you respond? The best thing you can do is to test your own client base to see what their thoughts are. What do they think of organic beauty products? Would they use them if you carried them? Try doing some general tests on women who are not your clients. Would they shop with you if you carried organic skin care products? It could be true (and probably is if you do not carry them right now) that all that keeps you from a burgeoning new customer base is carrying this line of popular cosmetics. Organic skin care makes sense on it’s face, and that is a big deal. It has taken a good bit of “holding your nose” for women to accept that spreading chemicals with harsh names like Toluene and Formaldehyde on your face was good for you long term. Now, with organic skin care, they don’t have to do that, and you can be the spa that gave them that freedom. Sound good?