When it comes to purchasing small business general liability coverage, you need to think about your unique business needs and the risks that are there. Insurance is not designed to decimate your budget. With thye many business insurance plans available, finding one that meets your needs and fits your budget won’t be hard to do. The main thing to ensure is that you do have an insurance policy in place and that it covers you in the event of an accident or disaster. Trust me, I know. I have a friend that had to learn this lesson the hard way and it almost destroyed his small business. It has taken him five years to get back to where he was before he was sued. He will never do without insurance again.