In this day of no seemingly good outcome for investments, there does exist another option.
Surety bonds may be the way to go. Customers are protected against fraud and have recourse for a claim with the surety company. Does this protect you from the big bad wolf? Maybe, maybe not.
It does give you other options rather than just losing out on your money and not getting the service or product you paid for.
These policies offer protection against fraud. You always retain the option of filing a claim with the surety company.
Having a company bonded is a great thing, since customers have recourse through the bonding company. Bonds are about the individual, not the company. It “checks them out” before issuing a bond, and then guarantees they’ll provide the service or product they say they will.