When running a sports camp it is vital that one gets a sports camp or clinic insurance policy. Anywhere, there is physical activity, especially competitive sport, there is the likelihood of injuries from time to time. They are inevitable. As a sports camp employee, manager or owner you are liable for the well-being of the children and young adults under your care. An injury can lead to a lawsuit if there is any indication that there was any measure of negligence leading to the injury.
Alongside this aspect of insurance is the need to protect against damage to property. Fire, theft, and accidental damage are all common places in the world of sports camps. By taking out a policy that includes such areas a camp can protect itself against the financial burden that comes when things go wrong.
To find the best sports insurance policy for your camp or clinic it is important to delve into the available options. Read policy omissions and exclusions. Speak to an agent and find out about the best value policies. Get advice from people you know in the industry that have used such policies in the past.
By covering your camp you will be ensuring that any unforeseen circumstance does not cripple the business financially. Things happen in life that we don’t expect. It is always best to pay for the security that a safety net will provide to ensure that business can continue and thrive long into the future. After all, setting up a business and operating it is hard work. For the sake of saving on a few affordable premiums it is foolhardy to risk everything.