Liability is on every business owner’s mind and technology professionals are no different. A typical general liability technology insurance policy is quality IT insurance coverage that covers your business in case you are sued for not protecting your customers by not informing them of their possible risks in doing business or being a customer of your business.
There are many online insurance carriers such as Sadler InsuranceforTechs.com that offer specific policies for companies that are into computer consulting and other tech companies.
All Information Technology services or IT services stand a good chance of being sued by disgruntled customers who might claim that they relied on the information technology services and suffered a loss as a consequence. Like all liability insurance, coverage for IT services is necessary and not really all that expensive to have.
In the United States, hundreds of lawsuits are filed every day. Technology companies and IT professionals are being sued for most everything imaginable. It would seem that litigation is the name of the game, and is a risk that everyone is open to. In thinking of general liability insurance protection, what first comes to mind are people in the medical field, who pay huge sums every year to protect themselves from malpractice claims, but in today’s world, no profession is safe, and the IT professional is no exception.
People working in the field of information technology are open to a wide variety of possible lawsuits. They can be sued for intellectual property violations, loss of revenue due to computer failure, and even virus attacks. Finding and keeping good technology insurance liability policy is essential. Without this protection, an IT professional could find themselves financially ruined, very often through no fault of their own. There are many good insurance policies available that specialize in offering liability insurance to people in the information technology field. The cost of the policy is quite small, especially when weighed against the consequences of operating without this important protection.
Errors, mistakes and even misunderstandings can be a massive risk and liability for IT consultants. A business information technology insurance policy is definitely important for today’s IT technology professionals, no matter their level of experience or how well they happen to know the client.
An IT professional who is particularly lazy in their approach to their job will certainly need some sort of protection. An IT professional wants to make sure they do the proper amount of proofreading on any website they put together.
You don’t want to be assigned to build a website about Sydney, Australia and then lazily cut and paste several long paragraphs describing Boulder, Colorado under the assumption that people will not notice what you have.
The person who hired you for the job and under the scenario I have just laid out, a person will certainly need general business liability insurance. A major misunderstanding can also inspire an IT tech professional to get the necessary technology insurance coverage.
Their employer may have given them the incorrect impression that they wanted a project about Boulder instead of the continent of Australia.