If someone is working as a fitness instructor at a fitness club or gym, they may have a feeling that they are clear of any training liability issues, which is not the case. Though the fitness club may carry some general liability insurance, there is a good chance that their policy does not fully protect you while you are teaching a class or training someone. Your client can easily choose to sue the gym and even you as their fitness instructor or trainer for any kind of harm during the class or training session. The client holds the right to sue for various kinds of losses like injuries, loss of earnings, etc.. Moreover, if the trainer has damaged the equipment or property of the gym, the training faculty has the right to sue the trainer.
Surprisingly, the cost of fitness instructor insurance is much less than you might think. As a fitness instructor you can get one-year insurance for what you make in a few trainings. One can confirm the areas covered by doing research or something like that. It gives a great satisfaction and relaxation, and you can sleep peacefully when you know that both, you and your client are protected.