In short, a medicare surety bond is an insurance policy for your Medicare benefits. all that you have to do is find a company that sells these bonds and then pay a percentage of the benefits that you wish to insure in order to feel safe and secure in your retirement possibilities. The reason why you might want to get one of these right now is because it seems that Medicare is soon going to become insolvent.
Do you want to get one is a harder question. The federal government has never defaulted on a loan before. Ever. Therefore, it is unlikely that it will not pay off promised benefits, at least to the next generation of retirees. But there is always the possibility, so if you are willing to trade some income for peace of mind, a Medicare surety bond might be the right choice for you.