As a sports instructor you, come in contact with different kinds of clients every day. For a lot of people, this is part of the reason the job is so appealing. As an instructor you have to be wary not to put yourself in any sort of situation where your goodwill or professionalism could be turned around against you. This could easily happen if the client decides that in the process of doing your job, you might have crossed the boundary in some way or another and violated their human rights.
When cases, such as these comes, it is important to have a fitness trainer insurance policy to fall back on. This kind of policy will protect from cases where a client might want to use the law to take advantage of you. The purpose of setting up a business is to try to practice your profession and make a living for yourself but there are always unscrupulous people who are looking forward to getting something for nothing; quite aside from those with genuine claims.
There are so many suits whom an instructor could face. Damage to equipment is one of them. A client being injured during training is another. A client could claim professional negligence or incompetence on the part of the trainer.
That will be more like accusing the fitness trainer of not being professional in the way work was carried out. In any of these cases, a fitness trainer insurance policy would come in very handy in protecting the trainer from potentially large suits, with significant financial repercussions.